A quiet tool
Your retirement calendar, already written.
A dozen ages in the federal rules quietly matter: limits that rise, penalties that end, windows that open and close. They are all set by your birthday. Enter the month and see yours.
Your birth month and year
The month is all the dates need. Nothing you type here leaves your browser unless you choose the notes below.
What this is. Dates only, straight from the rules — the same for everyone born in your month. Full Retirement Age and the RMD beginning age follow your birth year under current law. Educational, not advice: what each date should mean for your money depends on your own situation.