Your retirement calendar, already written.
A dozen ages in the federal rules quietly matter: limits that rise, penalties that end, windows that open and close. They are all set by your birthday. Enter the month and see yours.
Your birth month and year
The month is all the dates need. Nothing you type here leaves your browser unless you choose the notes below.
This is a simplified model, not your actual tax return or plan. It only knows what you type in, leaves out rules that may apply to you, and cannot weigh the other facts and trade-offs a real decision depends on. Before you act, talk with a professional who knows your whole situation.
Built by Joshua Mangoubi, CFA, MBA. By using this tool you agree to the tool terms, which include that results vary with each use and over time. Cite this tool, or take a table or chart
What this is. Dates only, straight from the rules — the same for everyone born in your month. Full Retirement Age and the RMD beginning age follow your birth year under current law. Educational, not advice: what each date should mean for your money depends on your own situation.
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What will taxes look like once I stop working?
A Considerate Retirement
Thoughtful, practical guidance for the years after work — on money, and on the life it is for.