Life insurance, care, and Medicare calculators for your website.
Twelve tools: how much life insurance, what long-term care will cost, the Medicare enrollment window, the income surcharge, and the survivor's tax bill. Each opens in a small window on your site, with its sources and the date it was reviewed, in plain English. No account needed. Each ends by telling the reader to talk with a professional who knows their whole situation. No account needed.
Put these on your siteTry it: How Much Life Insurance Do You Need? (opens in a new window)
Where a link goes
- The page on how much coverage a family needs.
- The Medicare page, in the months before a client turns 65.
- The email before a policy review.
Paste it into an article, a resources page, or an email. The calculator stays here, kept current. Every tool below has its link ready; choose once whether copied links open the minimalist window or the full page.
All 12 tools
Saving while you work
How Much Life Insurance Do You Need?
Sizes the life insurance a family would need from its parts: the income to replace, the debts, the final expenses, the education fund, and what is already in place.
Claiming Social Security
Survivor Benefit Timing Calculator
Helps a widow or widower choose which Social Security benefit to take first, and when to switch.
Taxes in retirement
Will My Money Last?
Projects whether your savings will last, year by year, at the spending and assumptions you choose.
Pension or Lump Sum?
Compares taking a pension as monthly checks for life with taking the lump sum offered instead.
IRMAA Calculator
Finds the Medicare premium tier your income lands in and what it costs for the year.
IRMAA Appeal Checker
Checks whether you can ask Medicare to base your premium on this year's income instead of a return from two years ago.
Widow's Penalty Calculator
Shows how much more federal tax a surviving spouse pays on the same household income after the joint return ends.
Medicare, insurance, and long-term care
Long-Term Care Cost Projection
Projects what a period of long-term care could cost by the time you need it, and what set aside today would cover it.
Medicare Enrollment Window
Dates your Medicare sign-up window to your birth month and shows what a late sign-up costs for life.
Illinois Medicaid Long-Term Care Figures
Lists this year's Illinois Medicaid figures for nursing-home care and works out the penalty for gifts made in the last five years.
Illinois Private-Pay Runway Calculator
Estimates how many months of nursing-home costs a household can pay before Illinois Medicaid could take over.
Or take the whole set as one post
One post with the calculators above. Paste it into a new post as it is, or rewrite the introduction in your voice.
A ready-made post for your blog, with 3 of the calculators above.
Make the introduction your own. Adapt the post as you like; we keep the calculators up to date.
Filled in, the first sentence of the post is yours: “At your firm, these calculators show the arithmetic behind the questions we hear most.”
- 1Open Posts, then Add New, and give the post a title.
- 2Add a Custom HTML block (type /html). In the classic editor, use the Code tab.
- 3Paste, preview, publish. Do this as an administrator.
On a phone? Email this page to yourselfText it to yourself
Download as a file: · ·
3 of 12 tools are included. Change which ones
Saving while you work
Claiming Social Security
Taxes in retirement
Medicare, insurance, and long-term care
Why firms put these on their sites
- It ends with you
- Every tool closes by telling the reader to talk with a professional who knows their whole situation. The reader is on your site, so the next step is your door.
- Something to do, not just read
- A visitor who runs their own numbers stays longer than one who reads, and the number they get is the question they bring to you. Every figure traces to a statute, regulation, or agency release, and when the law moves, it changes here.
- In plain words
- Every tool opens with a plain-English line on what it does and where it stops, so visitors use it without help and know its limits.
Built by Joshua Mangoubi, CFA, MBA. Joshua is a financial adviser who likes building things that help people think clearly about money. We hope these are useful to you and your clients. The tools are educational estimates from primary sources, not advice. Corrections are welcome through the contact page.
Terms. Cite any page, quote any figure with the year attached, or use the links above with the attribution left as it is; add nofollow or any other attribute to the links if you like. No reciprocal link, ever. All 19 professional shelves.