After a loss, almost nothing has to be decided right away.
Losing a spouse changes the finances at the worst possible moment to think about them. These pieces cover what genuinely cannot wait, what can, the widow's penalty, survivor benefits, and how to choose help when you are ready.
Essays and conversations about widowhood.
The reset you did not ask for.
When your spouse dies, the tax on a lifetime of investment gains is largely forgiven. What resets, what does not, and why it quietly buys you time.
Choosing a financial advisor after you lose your spouse.
What actually matters when you are ready for help, and how to tell who is on your side from who is only selling.
The money mistakes that follow a loss.
The financial mistakes widows and widowers actually make are mostly one mistake wearing different clothes. What can wait, what cannot, and how to tell the difference.
What needs you, and when.
A calm checklist for after a spouse dies: what matters this week, the calls that fill the first month, the paperwork of the season, and the decisions that should wait a year.
The widow's penalty.
Why a surviving spouse can owe more tax on a smaller income, and what the two of you can do about it ahead of time.
Thoughtful conversations about life after work.
Explore essays and conversations about purpose, retirement transitions, behavioral finance, taxes, stewardship, and long-term decision making.
When you are ready, this is worth an unhurried conversation.
A first call with an advisor, just to get to know each other. No preparation needed, and no obligation on either side.