Survivor Benefit Timing Calculator: the survivor benefit by claiming age
2026 law · reviewed September 6, 2026
| Survivor born | Survivor full retirement age | At 60 | At 62 | At 64 | At full retirement age |
|---|---|---|---|---|---|
| 1958 | 66 and 4 months | 71.5% | 80.5% | 89.5% | 100% |
| 1960 | 66 and 8 months | 71.5% | 80.0% | 88.6% | 100% |
| 1962 | 67 | 71.5% | 79.6% | 87.8% | 100% |
| 1965 | 67 | 71.5% | 79.6% | 87.8% | 100% |
Survivor benefit as a share of the deceased's full benefit, by the survivor's birth year and claiming age (20 CFR 404.409(b) and 404.410(c)).
Educational only, not investment, tax, or legal advice. Results are hypothetical estimates that vary with each use and over time and are not guaranteed accurate or complete. Using this tool creates no client relationship with Considerate Capital, and the site that linked here is not affiliated with it. By using it you agree to the tool terms.