The Retirement Numbers: health savings accounts
2026 law · reviewed September 4, 2026
| Figure | Self-only | Family |
|---|---|---|
| HSA contribution limit | $4,400 | $8,750 |
| Catch-up from age 55 (per account holder) | $1,000 | $1,000 |
| Minimum deductible to qualify | $1,700 | $3,400 |
| Maximum out-of-pocket to qualify | $8,500 | $17,000 |
2026 HSA and high-deductible plan figures (IRS Rev. Proc. 2025-19).