Long-Term Care Cost Projection: three years of care, by when it begins
2026 law · reviewed September 7, 2026
| Care begins in | Monthly rate then | Three years' cost | Set aside today |
|---|---|---|---|
| 5 years | $12,763 | $482,817 | $360,000 |
| 10 years | $16,289 | $616,211 | $360,000 |
| 15 years | $20,789 | $786,459 | $360,000 |
| 20 years | $26,533 | $1,003,743 | $360,000 |
A $10,000 monthly rate today at 5 percent care inflation, for three years of care beginning at four different times, with the set-aside today at a 5 percent return (hypothetical assumptions; method reviewed September 7, 2026).
Educational only, not investment, tax, or legal advice. Results are hypothetical estimates that vary with each use and over time and are not guaranteed accurate or complete. Using this tool creates no client relationship with Considerate Capital, and the site that linked here is not affiliated with it. By using it you agree to the tool terms.