72(t) Payments Calculator: payments on a $500,000 balance, by age
2026 law · reviewed September 6, 2026
| Starting age | Life expectancy | Amortization, per year | RMD method, first year | Must continue |
|---|---|---|---|---|
| 50 | 36.2 | $30,156 | $13,812 | 10 years, to 60 |
| 52 | 34.3 | $30,773 | $14,577 | 8 years, to 60 |
| 55 | 31.6 | $31,807 | $15,823 | 5 years, to 60 |
| 57 | 29.8 | $32,622 | $16,779 | 5 years, to 62 |
Annual 72(t) payments on a $500,000 balance at the 5% floor, on the Single Life Table, by starting age (Notice 2022-6; 26 CFR 1.401(a)(9)-9(b)).
Educational only, not investment, tax, or legal advice. Results are hypothetical estimates that vary with each use and over time and are not guaranteed accurate or complete. Using this tool creates no client relationship with Considerate Capital, and the site that linked here is not affiliated with it. By using it you agree to the tool terms.